Category Archives: Causes and Friends

Posts regarding causes–mine and those of some friends.

Life in the Fourth Quarter

Guest Post by Jack Falvey

You are who you once were, even in the fourth quarter of life. Beginning at age seventeen or so, we all begin to age. We just don’t notice it. In the fourth quarter, we begin to feel it. We each have a long list of things we can no longer do. Surprisingly, there is another longer list that can only be done in the fourth quarter.

What am I going to do next?

We can read late into the night, for example, and not be concerned about being late for work or even being tired the next day, as we can sleep in without a job to worry about. We will find we can live reasonably well with less than a million dollars under financial management. Modest living can be made to fit with what we can or like to do. We can take and make old-fashioned phone calls in real time without having to make appointments to do so. We can call people to chat, and they will greatly appreciate the call. You can be lonely if you like, but pick up either a smart or not-so-bright phone and call someone whenever you like. Staying in touch is big in the fourth quarter.

You can also cross things off your to-do list without ever doing them. One aging soul had a massive collection of 35 mm slides. He was sorting them out and digitizing them. One day, he asked himself who would view them. Not being able to answer that question, he threw them all away. Project “done”. Fourth-quarter people can do things like that if they have the strength to do so.

Having time and no longer having to run through airports, or now only being able to walk slowly, you can stay healthy by walking around the block. No health club required. One word of caution about health. Don’t begin conversations with an organ recital. We all have health issues. They are ours and need not be shared. One of the best uses of fourth-quarter time is to have live, face-to-face interaction or visits with others. That has always been the case, but now we can do it regularly if we make the effort.

We all change physically, but we are still the same person we have always been. So is everyone else here with us in the fourth quarter. We are all older and now wiser. Make your own list of stuff you can and want to do. It will exceed what you once were able to do in both quality of life and the quantity of fun stuff, which will rise to the top of that list. Share that list with as many others as you can. Finding others to share things with well could be your new almost full-time job. Retirement is out of fashion. Repotting is now the new thing. Growing in your new fourth-quarter world and having fun doing it is now the thing to do. It is the latest team sport. No court or paddles required. No conditioning or training needed. Focus on others, and you will qualify for the fourth-quarter Olympics almost overnight. Is much of this a surprise? There is a long list of surprises on the way now that you know to look for them. The fourth-quarter is the big one.


Jack Falvey is one of the most widely published freelance business writers in the world. In addition to his Dow Jones Features, his work has appeared in Newsweek, The Reader’s Digest, Inc. Magazine, Sales and Marketing Magazine and even Vogue! His most recent book: “All According to Plan: it was not my plan” is available on Amazon. He is in his fourth quarter at eighty-seven years of age.