All posts by Walter

Financial Literacy Starts With You!

stick_figure_wheel_barrow_gold_150_clr_8612And maybe Jack Falvey. Jack’s a friend and colleague–you might recognize his name from the back cover of my book, . An official version of who Jack is reads like this:

Jack Falvey is a widely published freelance business writer, contributing to Barron’s, The Wall Street Journal, and The New Hampshire Union Leader and Sunday News in the areas of sales, sales management and marketing. He teaches professional sales and sales management at both University of Massachusetts Boston and at his alma mater, Boston College.

Falvey is currently a fellow at the New Hampshire Institute of Politics & Political Library at Saint Anselm College in Manchester, New Hampshire where he offers daily Investor Education Briefs as part of the Ethics in Governance: Stewardship and Investor Education Initiative.

Jack’s recently embarked on this daily series of Investor Education Briefs (or tips) and I’ve had the good fortune to be part of a “test group.” That means I’ve been enjoying these daily briefs for a few weeks now, so I can tell you that they are truly brief, educational, and enjoyable. One of my personal favorites was his message to people who say “I don’t believe in life insurance.” Jack notes that life insurance isn’t a religion. It’s a product with a purpose. In some circumstances it works. In others it doesn’t.

He’ll make you think.

It might seem ironic, but these nuggets that will increase your financial fluency are free! You can sign up at

 http://www.anselm.edu/investor-education-brief

Don’t Pass The Chocolate!

As I prepare the Substitute Teacher Course, I’ve struggled a bit with the traditional recommendation that subs include in their “sub pack” rewards for well-mannered students. There are suggestions for stickers, extra recess time, and candy. I occasionally use stickers, but avoid recess time (today’s curriculum doesn’t allow much flexibility) and candy (not healthy and who wants to deal with 20 kids on a sugar high).

Then I stumbled on to Ron Gutman and a very simple solution–smile! This is definitely worth seven and a half minutes of watching… don’t miss the part about why most people like being around kids!

Mr. Boomsma, You Need To Focus!

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Picture a second grader with a scholarly look–glasses that tilt as kids’ often do; an appropriate lack of front teeth revealed by a smile reflecting a sense of accomplishment. We’d just finished reading a book together. She’d read flawlessly.

When we stood to return to her classroom, another class of young scholars entered the library. They were calling out greetings as they passed and this served as a distraction as I attempted to push my chair under the table. I didn’t notice that I wasn’t succeeding because the chair simply didn’t fit.

After watching me in frustration for a while, she placed her hands on either side of her face mimicking the blinders horses wear. “Mr. Boomsma, you need to focus!”

I chuckled at the maturity with which she attempted to resolve my problem and teach me a lesson. I thought I was busy. She rightly recognized I wasn’t  busy. I just wasn’t doing such a good job of handling multiple priorities-priorities that I had actually selected unconsciously.

It’s at least interesting that a seven-year old had that insight. Many people observing the situation would have thought I looked busy. But  had I focused on any one of the tasks at hand I would most certainly have succeeded. All I was really trying to do was push in my chair, keep track of my reader friend and acknowledge some other friends arriving on the scene. Like walking and chewing gum at the same time, these were manageable tasks.

It’s been several years since she taught me the lesson and I still use her gesture to remind myself I need to focus. Occasionally I use it with others. She is, after all, correct. Most people who complain about being busy just need to focus.

The flip side of this is the claim, “Be patient! I can only do one thing at a time.”

Really?

Let’s see. I’m usually doing lots of things at a time. I’m thinking, writing, breathing… My heart is pumping. I’m somewhat aware of some folks nearby talking… I didn’t really think about it, but I’m really quite busy. Fortunately I’m also fairly focused. If not, I could become very stressed over everything I am handling. What if I forget to breath? Now I need to sneeze. I’m so busy! I can’t take on another thing!

Having told on myself (and had some fun), I can perhaps reveal that I suspect a lot of people who complain about “busy” just aren’t focusing. Our wonderful brains do take care of a lot of this for us, but we also have the ability to manage our attention. When we don’t use that ability not only does our stress increase, but our “situational awareness” decreases.  I didn’t notice my chair didn’t fit because I was stressed. I was stressed because I wasn’t focused. It became about everything and that meant it was actually about nothing.

Note, however, there’s an opposite problem when we become too focused. I wouldn’t call it obsessive compulsive. I think it’s more about target fixation. During WW II pilots would sometimes become so focused on their target they’d forget to release the bomb and pull out of the dive. They’d lose perspective and crash into the target.

Somewhere between focusing and being aware of one’s surroundings there’s a sweet spot with a balance. But you don’t find it without looking. It might be under the table where the chair doesn’t fit!

Supporting a Good Friend and a Good Cause!

shrinerI’m pleased to be considered a sponsor of good cause (Springfield Massachusetts Shriners Hospital) being organized by a good friend (Susan Austin). Susan and her committee are organizing a “Trivia Night” to be held on Saturday, September 14, 6:30 pm – 10:30 pm at the Son’s of Erin at 22 Williams Street in Westfield, Massachusetts. My role and sponsorship feels pretty minimal, so I thought I’d help by giving Sue and her efforts some publicity.

If you’re from that area, you might put the event on your calendar and plan to attend… if not, you can still help. The committee has pledged that 100% of the proceeds will benefit Shriners Hospital. You can send a donation to

Susan Austin
Hairport
148 Elm Street
Westfield MA 01085

Make the check payable to Springfield Shriners Hospital. I suspect it’s also not too late to be a sponsor. In additional to financial support they are looking for raffle prizes. If you’d like to help, call Sue at 413-537-5480 and tell her Mr. Boomsma sent you. (But don’t believe any stories she tells you about me when we were kids!)